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Got a medical bill you can't afford?

Upload your bill, denial letter, or prescription. Lysco finds errors, overcharges, and savings you are owed — then helps you fight back.

No credit card needed. Analysis is always free.

80% of bills have errorsResults in under 3 minutes93% who fight back save money
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References relevant laws

Why Appeals Matter

Most patients never appeal — and that costs them

Denials are common, but many are reversible when challenged with the right documentation and timeline.

0%

of claims are denied on average

0.0%

of denials are never appealed

00%

of appeals succeed when you fight

$0

average recovery per appeal

Sources: KFF Marketplace Transparency (2023), AMA, HHS OIG, AHIP. Rates vary by insurer and claim type.

Investigation Findings

Insurers are using AI to deny your claims in seconds — and counting on you not to notice

0.0sec

Average time Cigna doctors spent per claim before denying it. 300,000 claims denied in 2 months.

STAT News, 2023

0%

Of UnitedHealthcare's AI-generated denials were overturned on appeal, suggesting many lacked sufficient clinical basis.

ProPublica, 2023

A 2024 U.S. Senate investigation confirmed that major insurers use algorithmic tools to systematically deny care. New federal and state laws now require human physician review — but enforcement is just beginning.

When you appeal, you force a real person to look at your case.

Three minutes. That's it.

Step 1

Share It

Upload a photo, drop a PDF, or paste the text from an email. Whatever you have works.

Step 2

We Analyze

Lysco reads your document, identifies potential weaknesses, and outlines your options — in plain English.

Step 3

Your Appeal

Get a draft appeal letter with relevant legal references. Review it, edit it, and send it yourself.

Everything you need to fight back

Not just denials - Lysco helps with major healthcare money problems.

Appeal denied claims

Upload your denial letter. We find weak points and draft an appeal letter you can send.

Fix overcharged bills

Upload your bill. We compare charges, flag errors, and draft a negotiation letter.

Save on prescriptions

Search medications to find generics, coupons, and savings options.

Find financial help

Find programs you may qualify for, like charity care and local assistance.

What Users Are Saying

Real outcomes from early users

Lysco identified three procedural issues in my denial that I had missed. My insurer reversed the decision within two weeks.

$4,200 MRI denial overturned

S.M.Texas. Individual results vary.

I was about to pay a $7,800 ER bill until Lysco flagged potential duplicate charges and a facility fee. It helped me save thousands.

$3,100 removed from bill

R.K.California. Individual results vary.

Found a generic alternative and a manufacturer coupon for my medication. Went from $340/month to $28. That is $3,744 saved per year.

Rx cost cut by 92%

J.T.Ohio. Individual results vary.

What Appeals Can Achieve

Common denial types and what they may be worth

Industry data shows 44-83% of insurance denials are overturned when appealed (KFF, AHIP). These illustrative examples show typical denial categories and possible outcomes.

Illustrative Examples

Based on published appeal data. Not actual Lysco user results. Individual outcomes vary.

Medical Necessity Denial

$4,200 recovered

Appeal overturned

Medical Necessity Denial~18 days typical
Prior Auth Denial

$2,800 recovered

Reversed after external review

Prior Auth Denial~32 days typical
Billing Error

$1,450 saved

Overcharge corrected

Billing Error~11 days typical
Rx Coverage

$340/month saved

Generic alternative found

Rx Coverage~5 days typical
Emergency Room Denial

$8,900 recovered

Prudent layperson standard cited

Emergency Room Denial~24 days typical
Out-of-Network

$3,200 recovered

Network adequacy argument

Out-of-Network~29 days typical
Step Therapy Override

$1,800 recovered

Exception granted after appeal

Step Therapy Override~14 days typical
Duplicate Billing

$2,750 saved

Duplicate charges removed

Duplicate Billing~8 days typical

Sources: KFF, AHIP, HHS OIG. Amounts are illustrative based on industry averages, not Lysco-specific data.

Your first appeal letter is free.

Start free. Pay per case, or go unlimited.

Free

$0
  • Unlimited analysis
  • 1 free appeal letter
  • Rx savings
  • Case tracking
Get Started

Per Case

$49/case
  • Full case analysis
  • Unlimited letters for case
  • No subscription needed
  • One-time payment
Start Free, Pay Per Case
Best Value

Pro

$16/mo (annual)
  • Unlimited letters
  • Insurer playbooks
  • Benefits finder
  • Priority support
Start Free
The Math

$3,400

Average recovery per successful appeal

  • 44-83% success rate (KFF)
  • $49 per case or $29/mo
  • $199/yr saves 43%
  • Cancel anytime
See Full Pricing

For Employers & Benefits Teams

Help your employees navigate healthcare costs

Reduce employee healthcare costs by helping them fight denied claims

Self-service denial appeal and bill review support for your team

HIPAA-aligned security with enterprise-grade encryption

Custom pricing starting at $3/employee/month. ROI: every $1 spent returns an average of $117 in recovered claims.

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$0

Average recovery per successful appeal

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Lysco is an automated informational tool — not a law firm, medical practice, or insurance company. Content is AI-generated and may contain errors. Not legal, medical, or financial advice. Statistics cited are industry averages (KFF, AHIP, HHS OIG) and do not represent Lysco-specific outcomes. Individual results vary. Verify all information independently and consult qualified professionals before acting.